Showing posts with label PocketMoni. Show all posts
Showing posts with label PocketMoni. Show all posts

6.8.13

cpacrsherr

What is PocketMoni and How to Register

Towards achieving a cashless society, the Central Bank of Nigeria (CBN) introduced the cashless policy to some parts of the country, which is expected to extend to all parts of the country within a short period of time, eTranzact International PLC, a premier electronic payment solution company brought about a mobile payment solution known as PocketMoni.
PocketMoni is a mobile payment solution which allows registered users conduct financial transactions anytime, anywhere using their mobile phones. It is the brand name of eTranzact's Mobile Money service supported by eTranzact's Mobile Money Platform.
This eTranzact platform is the first truly operational mobile commerce application that is multi network capable and can interface seamlessly with third party payment scheme. The service in line with international standards is secured utilizing 3DES encryption technology.

With PocketMoni, your phone is now your bank and your mobile phone number becomes your account. PocketMoni services are secure, cost effective, convenient and available for everyone. It is easy and secure way to send and receive money on-the-go, it is installed with security Personal Identification Number (PIN) via Short Message Service (SMS) and a PIN is required for every transaction.

PocketMoni is secured, convenient and cost-effective, and you can use it to carry out the following transactions:
  • Buy Recharge Card (any network for use or send to other persons, PIN and PINLESS
  • Send money to any bank Account
  • Send money to PocketMoni Account of family and friends.
  • Pay for subscription such as: DSTV, HiTV, MyTV monthly subscription, POSTPAID bills, PHCN bills.
  • Pay other bills
  • Check Balance & mini statement
  • Cash deposit (to any Bank for goods and services.)
  • Cash withdrawal (without going to the Bank)
  • Book Air tickets
  • Pay Insurance premium and so much more.

All these and more can be done from your phone, anytime of the day.
We shall briefly discuss the following lines in details.

1. How to Resister for PocketMoni

2. How to Change Your Default PIN

3. How to Fund PocketMoni Account

4. How to Check Your PocketMoni Account Balance

1. How to Resister for PocketMoni

Text "Reg (space) First Name (space) Last Name (space) 002879" to 20220

Example. Reg Ade Moses 002879

If successful, you will receive SMS containing you PIN e.g.
Welcome to PocketMoni. Your PIN is ****.
Click on http://mobile.etranzact.com/PocketMoni.jad
to download or call ********* for help. Ref: 02NV***********
The PIN sent to you is your default PIN, to complete your registration, change your default pin, and choose another number known to only you.

2. How to Change Your Default PIN

To change your default PIN, go to the Security =>Change PIN on the PocketMoni application downloaded to your phone and input your default PIN and then your NEW pin and confirm, if successful, you will receive a message like this:
Pin Change Successful! Ref: 02NV***********. Powered by eTranzact
If you forget your default PIN, kindly send "REG" only to the short code applicable to your mobile network to get it.

3. How to Fund PocketMoni Account

To fund your PocketMoni account (which is your mobile number).
Simply visit any agent close to you and pay cash and your account will be credited, agents are locations everywhere, every street across the country.

Or

Visit any eTranzat partner Bank and demand to load your etranzat pocket money account, your phone number now becomes your Account Number and your account should be credited within few second.
You can Activate and fund your PocketMoni account securely using a third party card. Kindly Click Here and fill the form.

Always ask for your print out and keep it save because is an evidence of payment. You may be required to pay a service charge of N100 irrespective of the amount you want to load.

Note that PocketMoni Account is DIFFERENT from your Savings or Current Account.

4. How to Check Your PocketMoni Account Balance

To check your PocketMoni Account Balance, go to Check Balance Menu, on the PocketMoni application downloaded to your phone and input your PIN, if successful, your PocketMoni Account Balance will be sent to your phone number in an SMS, and now you should see the amount you deposited.

I will be sharing with you in details, the following listed below in my future post.

1. What is Genesis card

2. How to activate your Genesis card

3. How to register your Genesis card

4. How to load your Genesis prepaid card

5. How to use your Genesis card

6. How to get details of fund transferred

7. How to register PocketMoni for others with your phone

8. How to become an Agent

If you know this information was useful to you, kindly come back here and buy me a drink from your PocketMoni Account.
My PocketMoni account number is 08128638176. i.e. Send Money => PocketMoni Account => Enter Mobile # 08128638176

If you have difficulties, you can contact me 080 57 190 648. Don't forget to tell your friends and family members to register so that they can easily send you money and airtime anywhere you are especially when they can't go to the Bank, so click the buttons below to share.
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30.6.13

cpacrsherr

Central Bank of Nigeria's Cashless Policy Extends To Abuja, Abia, Anambra, Kano, Ogun and Rivers States effective July 1, 2013

The financial institution of Nigeria's (CBN) cashless policy is set to start in the Federal Capital Territory (Abuja), Abia, Anambra, Kano, Ogun and Rivers States effectively on July 1, 2013.

The policy takes effect from today as against the June 2012, before it was postponed to January 1, 2013, and again to July 1, 2013. The CBN had explained that the postponements were due to some infrastructure challenges
The cashless policy, which is presently operational in Lagos State, aims at reducing the quantity of physical money current in the economy, and inspiring a lot of electronic-based transactions (payments for merchandise, services, transfers, etc.).


The policy places daily limits on amounts that can be withdrawn and deposited by customers over the counter and, upon exceeding such limits, customers would be required to pay certain charges for cash handling on the excess amounts

The policy places daily limits on amounts that can be withdrawn and deposited by customers over the counter and, upon exceeding such limits, customers would be required to pay certain charges for cash handling on the excess amounts. - See more at: http://leadership.ng/news/010713/finally-cashless-policy-goes-live-abuja-5-states#sthash.QrOkg4ss.dpuf
The policy places daily limits on amounts that can be withdrawn and deposited by customers over the counter and, upon exceeding such limits, customers would be required to pay certain charges for cash handling on the excess amounts. - See more at: http://leadership.ng/news/010713/finally-cashless-policy-goes-live-abuja-5-states#sthash.QrOkg4ss.dpuf
This policy can drive development and modernization of our payment system at intervals these States as all individuals and corporates will be encouraged to adopt electronic payment and banking options.

The following modalities can thereby apply in the on top of mentioned States from July 1, 2013:

1. The money-in-transit lodgement and cash evacuation services can now not be obtainable to customers or merchants.

2. third party cheques above N150, 000 shall NOT be eligible for encashment over the counter. price for such cheques shall only be received through lodgement into customer's account.

3. For individual account holders, charges can apply when daily withdrawals and deposits are more than N500, 000

4. For company account holders, charges can apply when daily withdrawals and deposits are more than N3, 000,000


Kindly note that the above limits apply to this point because it involves money, regardless of channel i.e. over the counter, ATM, third party cheques cashed over the counter etc.

For example, if an individual withdraws N450,000 over the counter, and N150,000 from the ATM on the same day, the overall amount withdrawn by the customer is N600,000, and therefore the charge can apply on N100,000 - the quantity on top of the daily free limit of N500,000.

Exemptions have however been granted on lodgements and withdrawals for accounts operated by the following;

Embassies

Diplomatic Missions

Multilateral Agencies

Aid Donor Agencies

Ministries

Departments and Agencies of government (revenue collections only) Microfinance Banks (MFBs) and primary Mortgage establishments (PMIs)

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