Most people are yet to know the secret about debit and Credit cards like VISA and MASTERCARD. The first six digits of credit/debit card shows the country of origin, issuing bank name and whether it’s VISA or MasterCard when you search their Binbase (The Bank Identification Number (Binbase) contains information about the type and level of card, the country where it is issued and the bank that issued it).With this you can now see that is possible to reject some country’s credit or debit cards because VISA or MasterCard server will always tell the processor where the payment is coming from.
2. The online processing software carries the information/data of your card in a secured packet and transfer to VISA or MasterCard server.
3. The VISA or MasterCard will then be transferred securely to the issuing bank server.
4. Issuing bank checks their database to verify for any available balance in such card.
5. The issuing bank transfers back to VISA or MasterCard, the status of your card, as soon as it is confirmed.
6. VISA or MasterCard transfer data to site’s online processing software to either honour or reject your payment. All these happen within seconds
1. UBA Non-Personalised VISA card comes from a USA VISA card agent and it has USA Binbase
GTB secured their Naira MasterCard as MasterCard agent directly from MasterCard. So, it has Nigeria Binbase.
2. UBA is operating under another company in the USA. This is a clear reason why Facebook and Google accept UBA’s Non-Personalized VISA cards without issues.
On the other hand, no card works 100%. Let’s take International Passport for example, If you carry Nigerian Passport you may be rejected entrance into lots of developed countries.
Likewise, if you carry USA Passport you will be granted lots of access to many countries, but get rejected in Iran, North Korea and other countries. That is how the VISA and MasterCard works.
So, when using VISA or MasterCard online, make sure you observed two things:
1. Ensure that the country IP is the same for the country billing address. I.e. for example, if you are using Nigerian billing address, you need to use Nigerian IP (that is, any network provider from Nigeria like Glo, MTN, Airtel, Etisalat, Swift, etc.)
2. If you are using USA cards, get a VPN from WorldVPN.net or any other and use USA billing address.
It depends on what the processors allows passing through that makes certain payments to either be honoured or rejected. So those sites that reject Nigerians from carrying out activities on their sites also programme their processors to reject both Nigerian IPs and VISA or MasterCard Binbase that originates from Nigeria.
How to Make Online Payments With VISA or MasterCard:
1. Visit the site you wish to make payment for goods or service (genuine site) and insert your card details and click on Buy Now.2. The online processing software carries the information/data of your card in a secured packet and transfer to VISA or MasterCard server.
3. The VISA or MasterCard will then be transferred securely to the issuing bank server.
4. Issuing bank checks their database to verify for any available balance in such card.
5. The issuing bank transfers back to VISA or MasterCard, the status of your card, as soon as it is confirmed.
6. VISA or MasterCard transfer data to site’s online processing software to either honour or reject your payment. All these happen within seconds
Which works better? Non-Personalized Africard from UBA or GTB Naira MasterCard:
It might interest you to know that Non-Personalized Africard from UBA works better than GTB Naira MasterCard. This is the reason:1. UBA Non-Personalised VISA card comes from a USA VISA card agent and it has USA Binbase
GTB secured their Naira MasterCard as MasterCard agent directly from MasterCard. So, it has Nigeria Binbase.
2. UBA is operating under another company in the USA. This is a clear reason why Facebook and Google accept UBA’s Non-Personalized VISA cards without issues.
On the other hand, no card works 100%. Let’s take International Passport for example, If you carry Nigerian Passport you may be rejected entrance into lots of developed countries.
Likewise, if you carry USA Passport you will be granted lots of access to many countries, but get rejected in Iran, North Korea and other countries. That is how the VISA and MasterCard works.
So, when using VISA or MasterCard online, make sure you observed two things:
1. Ensure that the country IP is the same for the country billing address. I.e. for example, if you are using Nigerian billing address, you need to use Nigerian IP (that is, any network provider from Nigeria like Glo, MTN, Airtel, Etisalat, Swift, etc.)
2. If you are using USA cards, get a VPN from WorldVPN.net or any other and use USA billing address.
List of Foreign & Local Sites That Accept both VISA and MasterCard
The GTBank MasterCard can be used successfully on the following sites:- Web4Africa.net
- Dreamhost.com
- Facebook.com
- Godaay.com
- Namecheap.com
- Aliexpress.com
- Hostgator.com
- Mobstac.com
- Jumia.com.ng
- Konga.com
- Adwords.google.com
- Asos.com
- Dhgate.com
- Elance.com
- Amazon.com
- MyUs.com
Summary
Your credit or debit card processor knows where you card comes from, so take note of this when making payments.It depends on what the processors allows passing through that makes certain payments to either be honoured or rejected. So those sites that reject Nigerians from carrying out activities on their sites also programme their processors to reject both Nigerian IPs and VISA or MasterCard Binbase that originates from Nigeria.
1 comments:
Write commentsThere are so many ways to cash out Bitcoins into your bank account. Some of these methods are time consuming while others are considered to be risky. Nonetheless, there are those methods which have been found to be fast, cheap and safe to cash out Bitcoins into your bank account.Bitcoin ATM Card.
Reply